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Today's Featured Rates

Conventional Fixed Rates
30 Year Fixed Rate
 Rate
 APR
 
 7.125%
 7.249%
 
20 Year Fixed Rate
 Rate
 APR
 
 7.000%
 7.160%
 
15 Year Fixed Rate
 Rate
 APR
 
 6.625%
 6.782%
 
10 Year Fixed Rate
 Rate
 APR
 
 6.625%
 6.844%
 
USDA
USDA Rural Development no down payment loan
 Rate
 APR
 
 6.875%
 7.405%
 
Federal VA
Federal VA 30 Year Fixed Rate
 Rate
 APR
 
 6.875%
 7.254%
 
Federal VA 15 Year Fixed Rate
 Rate
 APR
 
 6.500%
 7.105%
 

Applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Citizens First Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at our Viroqua office 608-637-3133 or at our Sparta office 608-269-2126.

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