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Today's Featured Rates

Conventional Fixed Rates
30 Year Fixed Rate
 Rate  APR  
 2.875%  2.954%  
20 Year Fixed Rate
 Rate  APR  
 2.750%  2.862%  
15 Year Fixed Rate
 Rate  APR  
 2.375%  2.483%  
10 Year Fixed Rate
 Rate  APR  
 2.375%  2.532%  
USDA Rural Development no down payment loan
 Rate  APR  
 3.000%  3.480%  
Federal VA
Federal VA 30 Year Fixed Rate
 Rate  APR  
 3.000%  3.294%  
Federal VA 15 Year Fixed Rate
 Rate  APR  
 2.750%  3.284%  

APR=Annual Percentage Rate


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  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Citizens First Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at our Viroqua office 608-637-3133, our Sparta office 608-269-2126 or at our Centerville office 608-539-5900.

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